Terms of Use

By using interest.nowcalculator.net (the "Site") you agree to these terms. If you do not agree, please do not use the Site.

1. What the Site provides

The Site offers free, browser-based interest calculators — including a compound growth calculator, a simple interest calculator, a loan calculator and a savings-goal calculator — along with related educational content about interest, compounding and financial institutions. All calculations are performed within your browser; the figures you enter are not transmitted to or stored on our servers.

2. Not financial advice

The Site provides tools and general information for educational purposes only. It does not provide financial, tax, legal, or other professional advice, and no client or advisory relationship is created by using it. Investment returns are not guaranteed and can be negative; interest rates and loan terms vary and change over time. Nothing here is a recommendation to buy, sell or hold any investment, or to start any business or financial institution. Starting a regulated financial institution requires strict legal and regulatory compliance and professional advice. Always consult a qualified financial, legal or tax professional before making decisions.

3. Accuracy and limitations

Our calculators use standard interest and annuity formulas, but results are estimates and assume a constant rate, which real investments and loans rarely have. They may not reflect fees, taxes, inflation, variable rates or compounding conventions used by a specific provider. Illustrative figures in our content are examples, not promises. Use all results at your own discretion.

4. Acceptable use

You may use our calculators freely for personal and commercial purposes. You may not copy, scrape, republish, or resell our written content or calculator code without permission.

5. Third-party links

The Site links to external websites, such as banks, scholarship programs and credit bureaus, for your convenience. We do not control and are not responsible for their content, offers, or practices.

6. Availability

We may change, add, or remove calculators and content at any time, and the Site may occasionally be unavailable for maintenance.

7. Limitation of liability

To the fullest extent permitted by law, NowCalculator is not liable for any loss or damage arising from your use of, or reliance on, this Site or any third party it links to.

8. Changes

We may update these terms from time to time. Continued use of the Site means you accept the current version.

9. Contact

Questions can be sent through our Contact page or to support@nowcalculator.net.